Financial Communication in Married Couples

Abstract

Financial communication in marriage is essential for maintaining household harmony. Transparency in financial management helps prevent conflict and supports shared well-being among married couples. This study examines financial communication patterns among married couples in Nyamplung Hamlet and identifies factors influencing transparency in household financial management. Using an action research design with a qualitative approach, the study implemented family guidance interventions to strengthen financial communication practices. The findings indicate that prior to the intervention, many wives avoided financial discussions due to concerns about potential conflict. Following the guidance sessions, couples demonstrated increased transparency and cooperation in financial decision-making. Negative experiences in financial discussions, social norms, and levels of financial literacy were identified as key factors shaping couples’ communication patterns. Overall, the study highlights the role of financial communication education in enhancing transparency within households and supporting family economic well-being and marital harmony.